A modular software platform that turns climate data into actionable signals—with zero fund handling.

• Weather-linked event detection

• Parametric trigger orchestration engine

• Bank-managed workflow configuration (we do not hold funds)

• Audit-ready Claims Dashboard, ESG dashboards with audit-proof evidence

Enterprise SaaS · HSN/SAC 998314 · No lending, insurance, or custody

Value Delivered

• ⬇️ Reduce provisioning by 30–40%
• ⏱ Instant trigger → settlement in <72 hrs
• 🧠 Embedded climate intelligence for underwriting

How VaultX Climate Risk Intelligence Dashboard works

Define coverage — districts, crops, seasons, thresholds

Configure triggers — rainfall, drought, heat, yield thresholds

Monitor in near real time — IMD + satellite feeds based alerts

Trigger & verify — immutable audit logs, typically within 72h

Deliver dashboards — for credit, risk, claims, and ESG teams, buffer top-up

Why Clients Pay (Outcomes that matter)

VaultX isn’t a “nice-to-have” dashboard—it protects portfolios and reduces stress.

• Target up to 30–40% lower provisioning exposure (when portfolios are climate-linked and processes aligned)

• T+3 days trigger evidence → faster, cleaner decisions

• Embed climate logic into underwriting, restructuring, and ESG audits

• Proof trails for regulators, DFIs, and rating agencies

(Results vary by portfolio design, data quality, and partner readiness.)

De-risk agri credit with real-time climate signals.
VaultX is an enterprise SaaS platform for banks, NBFCs, and insurers that delivers weather-linked triggers, verified evidence, and audit-ready dashboards—so you can track exposure and plan capital buffers before stress becomes NPAs.

VaultX turns climate data into pre-default action.
Real-time triggers, reconciliation logs, and regulator-grade dashboards help you monitor portfolios, validate trigger evidence, and size capital-efficient buffers—without handling funds.

VaultX is climate-risk intelligence software (HSN/SAC 998314).
We provide weather-linked triggers, verified event evidence, and audit-ready dashboards to help banks, NBFCs, and insurers manage agri-credit risk and plan provisioning. We do not lend, insure, or move funds.

• Climate shocks are foreseeable, not preventable.
• Agri NPAs arrive in cycles tied to monsoon variability and extreme heat/flood events.
• Waivers and manual relief are costly, opaque, and slow.
• Institutions need a structured, automated, audit-ready playbook for climate-linked credit risk.