For underwriters who need fast, auditable, climate-linked decisions — without touching funds.

TriggerFlow is a modular software license for underwriting teams. It converts IMD + satellite data into verifiable trigger signals, version-controlled rules, and evidence packs you can attach to your files. Use it to design, test, and operate parametric/trigger-based clauses and climate add-ons — with full audit trails and zero fund handling.

Enterprise SaaS • HSN/SAC 998314 • No lending, no insurance selling, no custody.
Licensed entities retain all underwriting authority; 

TriggerFlow provides software, signals, and documentation only.

• Primary insurers & re/insurers (property/agri/MSME)
• MGAs / coverholders building trigger-based riders
• Credit risk & specialty lines adding climate clauses to loan-linked products

1. Design a trigger (e.g., “Rainfall deficit ≥ 35% vs long-term normal for 10-day window”).
2. Backtest across geographies/years; review loss picks and false-positive rates.
3. Publish the rule (version-locked); embed via API in your product docs.
4. Monitor near real-time feeds; receive event alerts and evidence packs.
5. Decide with confidence — attach the evidence to your file; your licensed entity handles any payouts/claims.

• Faster cycle time: rule-based evidence within T+3 days of event confirmation.
• Lower disputes: standardised inputs + audit logs reduce ambiguity.
• Portfolio control: tune buffers/thresholds to manage pick rates and volatility.
• Audit readiness: regulator-friendly documentation with policy/version hashes.

(Performance depends on portfolio design, data coverage, and partner processes.)